Chains of habit are too light to be felt until they are too heavy to be broken.” -Warren Buffett What a depressing quote. Warren Buffett
All my adult life I have refused to set budgets. I see budgets as anathema to my very way of being (i.e. living a “problem-free
I am not one for creating new year’s resolutions. I usually find them to be self-defeating since I already know I won’t follow through on them.